Joshin wants to maximize his $40,000 First Home Savings Account (FHSA) contribution room as soon as possible. However, he doesn’t have any money available to contribute this year.
Joshin’s advisor recommends he open a FHSA this year anyway. This way, Joshin can carry over his contribution for this year and is eligible to contribute $16,000 next year.
Those interested and eligible for a FHSA should contact their advisors. If you do not have a advisor and would like to speak to one, call us at 1.800.668.4095 and our customer service team would be pleased to have an advisor in your area contact you.