Fund information
With a variety of diverse funds to choose from, your investment options can be tailored to meet your specific objectives. Click here for a complete list of our funds.
Guaranteed deposit accounts (GDA) & Daily interest account (DIA)
| Equitable Generations (September 24, 2022) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.650% |
N/A |
N/A |
N/A |
2.150% |
2.550% |
| DIA**: 0.000% |
| Equation Generation IV, With Bonus (Post May 3, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.400% |
N/A |
N/A |
N/A |
1.900% |
2.300% |
| DIA**: 0.000% |
| Equilife & Equation Generation IV, Low Fees (Post May 3, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.900% |
N/A |
N/A |
N/A |
2.400% |
2.800% |
| DIA**: 0.000% |
| Equation Generation IV, With Bonus (Pre May 4, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.400% |
N/A |
N/A |
N/A |
1.900% |
2.300% |
| DIA**: 0.000% |
| EquiLife & Equation Generation IV Low Fees (Pre May 4, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.900% |
N/A |
N/A |
N/A |
2.400% |
2.800% |
| DIA**: 0.000% |
| Equation Generation III |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.400% |
N/A |
N/A |
N/A |
1.900% |
2.300% |
| DIA**: 0.000% |
| Equation Generation II & Equation ® (Post July 14, 1997) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.400% |
N/A |
N/A |
N/A |
1.900% |
2.300% |
| DIA**: 0.000% |
| Equation |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.400% |
N/A |
N/A |
N/A |
4.000% |
4.000% |
| DIA**: 0.000% |
All above rates exclude any applicable bonuses
| D2000+ |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.400% |
1.600% |
3.000% |
3.000% |
3.000% |
2.300% |
| DIA**: 0.000% |
The rate for monthly payment of interest = Annual payment rate less .25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
| Direction 2000 |
12-23m |
24-35m |
36-47m |
46-59m |
60m |
120m |
| Band1 |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
| Band2 |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
| Band3 |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
The rate for monthly payment of interest = Annual payment rate less .25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
*Effective with payments received at Head Office on or after effective date. Rates apply to the first $250,000: for amounts over this limit, contact our Head Office.
**Compound Interest only
Equation Generation IV, EquiLife Limited Pay and Equitable Generations Universal Life Loan Interest Rate: 6.5% (Rate Effective June 30, 2023).
Other Universal Life Loan Interest Rate 4.450 % (Rate Effective Friday, January 19, 2018)
