Universal life investments
Linked Interest Option
Legacy products
Fund information
| Fund Name |
6 m |
1 y |
3 y |
5 y |
10 y |
Current Unit Value |
Previous Unit Value |
| Active Canadian Bond Fund | 5.49 | 6.47 | -1.95 | -1.34 | -0.07 |
$21.210 | $21.130 |
| Asset Allocation Fund | 10.25 | 17.91 | 3.83 | 5.01 | 4.74 |
$39.140 | $38.910 |
| Canadian Stock Fund | 14.31 | 26.40 | 7.83 | 8.84 | 7.13 |
$62.850 | $62.400 |
| Money Market Fund | 1.72 | 3.63 | 2.50 | 1.52 | 0.82 |
$15.140 | $15.140 |
Net Returns as of Friday, November 29, 2024
Prices Effective Friday, December 20, 2024
* This information is applicable to D2000+ and Equation universal life policies.
Fund performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.
Unit prices: Unit values are not guaranteed, and fluctuate with the market value of the fund assets.
Guaranteed deposit accounts (GDA) & Daily interest account (DIA)
| Equitable Generations (September 24, 2022) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.950% |
N/A |
N/A |
N/A |
2.250% |
2.600% |
| DIA**: 0.000% |
| Equation Generation IV, With Bonus (Post May 3, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.700% |
N/A |
N/A |
N/A |
2.000% |
2.350% |
| DIA**: 0.000% |
| Equilife & Equation Generation IV, Low Fees (Post May 3, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
2.200% |
N/A |
N/A |
N/A |
2.500% |
2.850% |
| DIA**: 0.000% |
| Equation Generation IV, With Bonus (Pre May 4, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.700% |
N/A |
N/A |
N/A |
2.000% |
2.350% |
| DIA**: 0.000% |
| EquiLife & Equation Generation IV Low Fees (Pre May 4, 2013) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
2.200% |
N/A |
N/A |
N/A |
2.500% |
2.850% |
| DIA**: 0.000% |
| Equation Generation III |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.700% |
N/A |
N/A |
N/A |
2.000% |
2.350% |
| DIA**: 0.000% |
| Equation Generation II & Equation ® (Post July 14, 1997) |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.700% |
N/A |
N/A |
N/A |
2.000% |
2.350% |
| DIA**: 0.000% |
| Equation |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.700% |
N/A |
N/A |
N/A |
4.000% |
4.000% |
| DIA**: 0.000% |
All above rates exclude any applicable bonuses
| D2000+ |
1y |
2y |
3y |
4y |
5y |
10y |
| GDA** |
1.700% |
1.900% |
3.000% |
3.000% |
3.000% |
2.350% |
| DIA**: 0.000% |
The rate for monthly payment of interest = Annual payment rate less .25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
| Direction 2000 |
12-23m |
24-35m |
36-47m |
46-59m |
60m |
120m |
| Band1 |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
| Band2 |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
| Band3 |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
4.000% |
The rate for monthly payment of interest = Annual payment rate less .25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
*Effective with payments received at Head Office on or after effective date. Rates apply to the first $250,000: for amounts over this limit, contact our Head Office.
**Compound Interest only
Equation Generation IV, EquiLife Limited Pay and Equitable Generations Universal Life Loan Interest Rate: 6.5% (Rate Effective June 30, 2023).
Other Universal Life Loan Interest Rate 4.450 % (Rate Effective Friday, January 19, 2018)
