Rates and Performance - Universal life investments

Fund information

With a variety of diverse funds to choose from, your investment options can be tailored to meet your specific objectives. View a complete list of our funds.

Guaranteed deposit accounts (GDA) & Daily interest account (DIA)

The rate for monthly payment of interest = Annual payment rate less. 25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+.
Equation Generation IV, EquiLife Limited Pay and Equitable Generations Universal Life Loan Interest Rate: 6.5% (Rate Effective June 30, 2023).
Other Universal Life Loan Interest Rate 4.450 % (Rate Effective Friday, January 19, 2018).
*DIA: The effective annual interest rate is compounded daily and credited to the Daily Interest Account at least once per month.
GDA: The Maturity Value of a Guaranteed Deposit Account is the net amount originally invested plus the interest compounded annually at the guaranteed rate for the term selected.
** Please refer to your policy pages regarding the DIA and GDA.