Not all questions have been answered. Please answer all questions.

  1. Which time frame is consistent with your financial goals? (you may want to complete this questionnaire more than once if you have multiple goals with varying time horizons)
  2. Which of the following ranges includes your current age?
  3. What is your total approximate annual household income before taxes?
  4. Do you require a minimum annual yield from your investments for income purposes?
  5. When describing your investment objectives, which statement is the most important to you in achieving your goals?
  6. What portion of your investments do you expect to use over your indicated time horizon?
  7. Which statement best describes your investment knowledge?
  8. Which of the following types of investments do you own or have you owned in the past? (select all that apply)
  9. Choose the statement that best describes your attitudes as they relate to investing and inflation.
  10. When considering the return on an investment, what is the maximum decline in value over a one year period that you would be willing to accept?
  11. Assume that you have $25,000 to invest and can choose from one of five different investments options below. Each option provides the range of values that your investment may be worth in one year. Which option would you be most comfortable investing in?
  12. You have received $20,000 from an inheritance and, on the advice of a friend, invested it in a well-known equity investment fund with a 25-year track record of strong performance. After two years of volatile markets you receive your statement in the mail and your original investment is worth $12,561. What do you do?

Your Score

Result: No Risk (0 to 15 Points)

No Risk Profile Pie Chart
OR

Segregated Fund Portfolio

Not Applicable

  • 100% Guaranteed (Guaranteed/Term Deposit Accounts, Equitable Life Money Market Fund Select)

Guaranteed and Cash

How do I interpret the Investment Profile Categories?

Your Investment Profile Category reflects a number of factors including time horizon, age, investment knowledge and your personal financial situation. In general terms, investors with a short time horizon may need to preserve capital and will be most suited to a more conservative portfolio. An investor with a longer time horizon may be suited to a more aggressive equity-based portfolio. Most investors will find that they fall somewhere in between.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.

Result: Conservative (16 to 25 Points)

Conservative Profile Pie Chart
OR
  • 30% Equity, 45% Fixed Income, 25% Guaranteed
  • OR
  • 45% Balanced, 30% Fixed Income, 25% Guaranteed

Guaranteed and Cash

Fixed Income

Balanced and Asset Allocation

Domestic Equity

Foreign Equity

How do I interpret the Investment Profile Categories?

Your Investment Profile Category reflects a number of factors including time horizon, age, investment knowledge and your personal financial situation. In general terms, investors with a short time horizon may need to preserve capital and will be most suited to a more conservative portfolio. An investor with a longer time horizon may be suited to a more aggressive equity-based portfolio. Most investors will find that they fall somewhere in between.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.

Result: Moderate Conservative (26 to 45 Points)

Moderate Profile Pie Chart
OR
  • 40% Equity, 40% Fixed Income, 20% Guaranteed
  • OR
  • 60% Balanced, 20% Fixed Income, 20% Guaranteed

Guaranteed and Cash

Fixed Income

Balanced and Asset Allocation

Domestic Equity

Foreign Equity

How do I interpret the Investment Profile Categories?

Your Investment Profile Category reflects a number of factors including time horizon, age, investment knowledge and your personal financial situation. In general terms, investors with a short time horizon may need to preserve capital and will be most suited to a more conservative portfolio. An investor with a longer time horizon may be suited to a more aggressive equity-based portfolio. Most investors will find that they fall somewhere in between.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.

Result: Balanced (46 to 70 Points)

Balanced Profile Pie Chart
OR
  • 60% Equity and 40% Fixed Income
  • OR
  • 100% Balanced

Fixed Income

Balanced and Asset Allocation

Domestic Equity

Foreign Equity

How do I interpret the Investment Profile Categories?

Your Investment Profile Category reflects a number of factors including time horizon, age, investment knowledge and your personal financial situation. In general terms, investors with a short time horizon may need to preserve capital and will be most suited to a more conservative portfolio. An investor with a longer time horizon may be suited to a more aggressive equity-based portfolio. Most investors will find that they fall somewhere in between.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.

Result: Growth (71 to 90 Points)

Growth Profile Pie Chart
OR
  • 80% Equity and 20% Fixed Income
  • OR
  • 80% Balanced and 20% Equity

Fixed Income

Balanced and Asset Allocation

Domestic Equity

Foreign Equity

How do I interpret the Investment Profile Categories?

Your Investment Profile Category reflects a number of factors including time horizon, age, investment knowledge and your personal financial situation. In general terms, investors with a short time horizon may need to preserve capital and will be most suited to a more conservative portfolio. An investor with a longer time horizon may be suited to a more aggressive equity-based portfolio. Most investors will find that they fall somewhere in between.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.

Result: Aggressive Growth (91+ Points)

Aggressive Profile Pie Chart
OR
  • 100% Equity

Domestic Equity

Foreign Equity

How do I interpret the Investment Profile Categories?

Your Investment Profile Category reflects a number of factors including time horizon, age, investment knowledge and your personal financial situation. In general terms, investors with a short time horizon may need to preserve capital and will be most suited to a more conservative portfolio. An investor with a longer time horizon may be suited to a more aggressive equity-based portfolio. Most investors will find that they fall somewhere in between.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.

Client Signature

Date

Advisor Signature

This investment profile is intended to provide you and your financial advisor with suggested asset allocations consisting of Equitable Life's Segregated Fund and Guaranteed Investment options. There is no guarantee that the suggested asset allocation selections will outperform other methods of investment selection. Other factors than those listed should be considered when choosing investments. The investment profile is not intended to provide investment or other professional advice and should not be relied on for such advice. It is strongly recommended that you speak to your financial advisor or other professional regarding your individual investment and savings goals.