Living Protection simple issue critical illness insurance offers coverage for the four most common illnesses facing Canadians today: heart attack, stroke, cancer, and coronary bypass surgery. Eligibility is based on just a few simple health questions. No medical exam is required. It provides a lump sum benefit of up to $50,000.  And premiums are guaranteed. Living Protection can help cover additional expenses incurred because of the illness and pay monthly bills so you can take the time you need to get well.

Do you know anyone who has had a:

 Heart attack

 Stroke

 Cancer

 Coronary artery bypass surgery

Chances are you do. And thanks to medical advances, more people are surviving and living not only with the physical, but also the financial effects of these illnesses.

Living Protection provides a lump sum payment if the life insured is diagnosed with one of these four common illnesses.

Why it makes sense

While insurance can't prevent a critical illness, it can help reduce the financial worry so you can focus on recovery.

  • Income replacement. Take a leave from work. Enjoy the peace of mind knowing tax-free funds are available to cover day-to-day expenses.
  • Living with your illness. Use the funds to pay expenses incurred as a result of your illness. This could include medications and treatments not covered by government health care programs.

No medical exam required

With Living Protection, there's no need to go through the more intensive medical underwriting required for many other life insurance products. Simply answer a few health questions. Our easy electronic application means you'll receive your policy quickly.


Guaranteed premiums

Premiums are guaranteed and you have a choice between level premiums to age 75 or a lower initial cost with level premiums renewing every 10 years to age 75.