Individual Underwriting

  • Identifying the insurance risk on the life of an individual person(s), based on various factors that determine the degree of risk represented by the applicant.

Group Underwriting

  • Identifying the risk associated with providing benefit coverage for a group of people, based on such factors as average age, gender mix, industry, previous claims experience and marketing trends.

Frequent Qualifications Include:

  • A degree or diploma in business, finance or liberal arts
  • Excellent communication, interpersonal and influencing skills
  • Strong analytical and decision-making abilities
  • Appropriate Group or Individual product knowledge may be necessary, depending on the position requirements